|
BUYERS TOOLBOX -
Frequently Asked Questions
Answers to your the most
common buyer-related questions.
BUYERS
Does the sponsoring
agent work with buyers?
How much does it cost
to help me find a home?
How much does it cost to
buy a home?
I would like to
preview a home for sale, who can I call?
Can you help me buy a new
home from a builder?
Where can I
get advice on buying a home?
GENERAL INFO
How are real estate
agents compensated?
Is your real estate
agent a Realtor?
Where can I get a
home mortgage loan?
If I call or
e-mail you, will I be pressured?
Who do I call
with stupid questions?
I want to talk
to a Denver area Real Estate Agent / Realtor
Does
the sponsoring agent work with buyers?
Answer: ABSOLUTELY!
The HomesInColorado.info sponsoring real estate agent will serve as your "buyers agent"
- to ensure you receive "Nordstrom-level" service from
your initial home search through moving day and long after your settled in. I'll be with you every step of
the way to ensure that nobody takes advantage of you. In addition to the
vast inventory of in-house listings by Metro Brokers Northwest, Anthony can assist buyers
in previewing homes for sale through the Denver & Boulder MLS from
Re/Max, Coldwell Bankers, Keller Williams, Fuller Town & Country,
Nostalgic Homes, and many other independent real estate companies -
including new homes
offered by local builders. The best part for buyers is that they get
my
professional advice and assistance at no cost.
How much does it cost to
help me find a home?
Answer: NOTHING!
When you hire me as a "buyers agent", I will work round-the-clock to find
homes based on your specific needs at no cost to you! There
are no gimmicks or hidden fees - my sales commission will be paid by
the selling agent for bringing you (the buyer) to them.
It's that simple.
How much does cost to buy a home?
Answer: IT DEPENDS.
If you haven't already been pre-qualified for a home loan,
we can recommend
a mortgage lender who will help you. It only takes a few minutes and
can be done over the phone. Since there are so many variables (ie: down
payment options, interest rates, closing costs, taxes, insurance, HOA's, etc.) that go into buying
a home. Sometimes it's best to follow up with a phone.
I would like to preview a
home for sale, who can I call?
Answer: The sponsoring website
agent/broker is available @
303-520-3179
If you are not already under contract with another real estate agent,
the sponsoring agent (Anthony Rael) can show
you any home listed for sale in the Denver Metro area - including
new homes.
Regardless of where you find a (on the internet or driving by), you can
call Anthony to find out all the details and schedule a preview.
Can you help me buy a new
home from a builder?
Answer: ABSOLUTELY!
Anyone considering the purchase of a new home should hire a
realtor that
can represent you in negotiations with a new home builder. In fact, many
new Colorado home builders welcome the assistance of a cooperating real estate agent.
There's no cost to you (the builder pays all the real estate commissions
& fees). For more info on
new homes and new home builders - go here.
Where can I get a home mortgage loan?
Answer: ANYWHERE.
Ask your friends, co-workers, family members (or me) because there are
some individuals and/or companies you want to avoid. Although most banks
& credit unions can provide home loans, they don't always offer the best
rates and terms. It's always best to compare at least two mortgage lenders
because their rates can vary significantly and some unethical lenders prey
on uneducated buyers with "bait-and-switch" tactics. If you need a
recommendation, just call 303-520-3179.
Not sure how much you can
afford?
Use the mortgage calculator to get a
general idea or get "pre-qualified"
by a reputable lender (we can recommend one if needed). It only takes a few
minutes and you are not obligated to do anything. Knowing what you
can qualify for helps limit your search for homes you can actually afford.
Are you aware of the numerous
first-time homebuyer programs available in Colorado?
There are several low-interest grants and housing financial assistance
programs available to homebuyers in the Denver Colorado area. If you'd
like more information on getting FREE down payment assistance
and/or low interest loans from these organizations, just call 303-520-3179.
If I call
or e-mail the sponsoring real estate agent, will I be pressured?
Answer: ABSOLUTELY NOT.
Like you, we despise high-pressure sales people and tactics. You have our assurance that
the sponsoring real estate agent/broker will never pressure or obligate you to do
anything. This website is solely intended to provide real estate advice.
OUR Sponsoring Realtor subscribes to a strict
code of ethics.
Who do I
call with stupid questions?
Answer: Our Sponsoring Agent
The fact is, when it comes to real estate (or life in general) there are
no stupid questions. Realtors are not here to judge anyone - we
are here to help people understand the various aspects of a real
estate transaction and make them feel comfortable with the process. Since
buying & selling a home involves one of the biggest financial investments
you will ever make, it's absolutely essential that you feel comfortable
asking anything. If you have questions or just want to
bounce ideas off someone, contact our sponsoring agent to meet for coffee or you can
just call Anthony at
303-520-3179.
How are Real Estate Agents compensated?
Answer: BY THE LISTING AGENT /
SELLER.
In Colorado, the majority of residential real estate brokers are
compensated by the listing agent (the one who works on behalf of the
seller). If you are a buyer, there is no-cost to you to utilize the
services of a buyer's agent to represent your best interest in the
transaction. Upon the successfully closing on the home, a certain
pre-negotiated fee or percentage of the sales price is paid to both agents
- typically 2.8% to the buyer's agent and the rest to the listing agent.
If you are the seller, you should be aware that our sales/listing
commissions are not set in stone and are negotiable - don't be led to
believe otherwise. Listing fees can range from 4-8% of the sales price and
is usually dependent on the property, location and overall marketing plan.
Real Estate in Colorado is
very competitive and every agent is free to negotiate their own fees.
Some are willing and some are not.
Is your real estate agent a Realtor?
Answer: MAYBE - MAYBE NOT....
All real estate licensees are not the same. Only real estate licensees who
are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR "®" logo on the business card
or other marketing and sales literature. REALTORS® are committed to treat
all parties to a transaction honestly. REALTORS® subscribe to a
strict
code of ethics and are expected to maintain a higher level of
knowledge of the process of buying and selling real estate.
Is your real estate agent a
REALTOR®
or just telling that they are? Truth is, less tan 50% of all
real estate licensees in Colorado are
REALTOR®.
Some agents are illegally using the
REALTOR® logo
on their business cards & print materials, but are not actually paid
members of these organizations.
See if your Colorado real estate agent is listed here.
THINKING OF
SELLING YOUR HOME?
Read our Sellers Frequently Asked Questions
Do you work with
sellers?
How much is my home
is worth?
How is the
listing or asking price determined?
How much do you
charge to sell a home?
What the heck is a
sales "co-op"?
What are
"discounted" or "limited services"?
Are there any
up-front or hidden fees to sell my home?
Who will show
your home to prospective buyers?
I want to talk
to a Denver area Real Estate Agent / Realtor
The Denver, CO Metropolitan Area contains the
Following Cities
Search Arvada, CO Real Estate - Relocation to Arvada, Colorado
Search Applewood, CO Real Estate - Relocation to Applewood, Colorado
Search
Brighton, CO Real Estate - Relocation to Brighton, Colorado
Search Broomfield, CO Real Estate - Relocation to Broomfield,
Colorado
Search Denver, CO Real Estate - Relocation to Denver, Colorado
Search Golden, CO Real Estate - Relocation to Golden, Colorado
Search Green Mountain, CO Real Estate - Relocation to Green Mountain,
Colorado
Search Highlands Ranch, CO Real Estate - Relocation to Highlands Ranch,
Colorado
Search Lakewood, CO Real Estate - Relocation to Lakewood, Colorado
Search Louisville, CO Real Estate - Relocation to Lakewood, Colorado
Search Northglenn, CO Real Estate - Relocation to Northglenn, Colorado
Search Thornton, CO Real Estate - Relocation to Thornton, Colorado
Search Westminster, CO Real Estate - Relocation to Westminster,
Colorado
Search Wheat Ridge, CO Real Estate - Relocation to Wheat Ridge, Colorado
Search for New Denver Homes & New Home Builders in the Denver Metro
Area
Relocating to Colorado &
The Benefits of Owning a Home
NO REGISTRATION
- NO PRESSURE - NO GIMMICKS
™
|
