Pre-Qualifying for a Loan
Getting pre-qualified for a home loan is an essential part of the home
buying process. It helps prevent you from looking at and falling in
love with properties that you simply can't afford.
The pre-qualification process
is relatively painless and can be done over the phone in about 10-minutes
with reputable mortgage loan officer. Be prepared to be open and honest
about your financial situation and provide complete information.
Once you decide to apply for a home loan, this is the information you will
need to get together for your loan application:
1.
W-2's for the past 2 years
2. Most recent paycheck stubs covering
the last 30 days
3. Residence addresses for the past
2 years
4. Names & addresses of each employer
for the past 2 years
5. Last 2
months bank statements for all checking/savings accounts
6. Names, addresses, account #'s &
monthly payments on all open loans
7. Addresses of any other real estate
owned
8. Loan information on all real estate
owned
9. Money for credit report and
appraisal
10. Landlord names and addresses -
past 2 years
11. FHA loans: Photo ID and Social
Security card
For help with home
financing, home loans, home mortgage financing, mortgage loans, home
financing, mortgage, Colorado home loans, Colorado mortgages, mortgage
rates, pre-qualifying, pre-approval, FHA, VA, Conventional, current
interest rates & mortgage options - please contact one of my preferred
mortgage loan brokers below who can help you get pre-qualified for a loan.
The companies and contacts below have proven to be outstanding mortgage
brokers who can help with New Home Loans or Re-Financing. There is
absolutely no charge or obligation and the entire process
will take less than 15-20 minutes of your time.
Get Pre-Qualified for a Home Loan
Today!
Preferred Mortgage Lenders for
Anthony Rael, RE/MAX Alliance - Denver Realtor
Caliber
Home Loans - Tiffany
Swisher - 303.884.4137
Home
Mortgage Alliance - Mike
Wilcox @ 303.525.3568 or Deana
Hollstein @ (303) 300-8910
Peak
Lending Team - Tenby
Dahman @ 303.478.9126
What is the difference between pre-qualifying and pre-approval?
CLICK HERE FOR MORE INFO ON MORTGAGES & MORTGAGE LOANS
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